  fmtsDisplay : TFormatSettings = (
    CurrencyFormat:    1;
    NegCurrFormat:     5;
    ThousandSeparator: ',';
    DecimalSeparator:  '.';
    CurrencyDecimals:  2;
    DateSeparator:     '-';
    TimeSeparator:     ':';
    ListSeparator:     ',';
    CurrencyString:    '$';
    ShortDateFormat:   'yyyy-mm-dd';
    LongDateFormat:    'dd" "mmmm" "yyyy';
    TimeAMString:      'AM';
    TimePMString:      'PM';
    ShortTimeFormat:   'hh:nn';
    LongTimeFormat:    'hh:nn:ss';
    ShortMonthNames:  ('Jan','Feb','Mar','Apr','May','Jun',
                       'Jul','Aug','Sep','Oct','Nov','Dec');
    LongMonthNames:   ('January','February','March','April','May','June',
                       'July','August','September','October','November','December');
    ShortDayNames:    ('Sun','Mon','Tue','Wed','Thu','Fri','Sat');
    LongDayNames:     ('Sunday','Monday','Tuesday','Wednesday','Thursday','Friday','Saturday');
    TwoDigitYearCenturyWindow: 50;
  );

  fmtsFile : TFormatSettings = (
    CurrencyFormat:    1;
    NegCurrFormat:     5;
    ThousandSeparator: ',';
    DecimalSeparator:  '.';
    CurrencyDecimals:  2;
    DateSeparator:     '-';
    TimeSeparator:     '_';
    ListSeparator:     ',';
    CurrencyString:    '$';
    ShortDateFormat:   'yyyy-mm-dd';
    LongDateFormat:    'dd" "mmmm" "yyyy';
    TimeAMString:      'AM';
    TimePMString:      'PM';
    ShortTimeFormat:   'hh_nn';
    LongTimeFormat:    'hh_nn_ss';
    ShortMonthNames:  ('Jan','Feb','Mar','Apr','May','Jun',
                       'Jul','Aug','Sep','Oct','Nov','Dec');
    LongMonthNames:   ('January','February','March','April','May','June',
                       'July','August','September','October','November','December');
    ShortDayNames:    ('Sun','Mon','Tue','Wed','Thu','Fri','Sat');
    LongDayNames:     ('Sunday','Monday','Tuesday','Wednesday','Thursday','Friday','Saturday');
    TwoDigitYearCenturyWindow: 50;
  );





